Insurance

We understand dental treatment represents a significant investment both emotionally as well as financially. We are committed to addressing both the emotional as well as the financial aspects of your dental treatment in our office.

Our office has two full time professionals who work in our business office on behalf of our patients. We will spend the time necessary for you to understand what your insurance will (or will not) cover, financing options, as well as working around your schedule.

Q: I have dental insurance. That should cover 80% of my costs, right?

A: Dental insurance is very different than medical insurance. Dental insurance is much more limiting than medical insurance. With medical, the insurance will usually cover X% of the disease. With dental, the insurance will sometimes cover X% of the treatment… up to a limit of $1,000, or $1,500. Above and beyond that it doesn’t matter if it’s a covered expense, the dental insurance company is not going to pay. Dental insurance is more of a subsidy more than anything else. That being said, whatever benefits you have coming, we will make sure you get them. However, we never let the insurance companies tell us what we can, or cannot recommend to our patients. We tell you what you need.”

Q: Are you in my PPO network?

A: Many people get confused with regard to whether our office is “in network” or “out of network”. The answer is, it doesn’t matter. You are not limited to just network periodontists. You have the right to go to any office you choose. We do not subscribe to any particular network.

Q: Does ObamaCare cover dental treatment?

A: ObamaCare does not cover dental treatment.

Q: Will it cost me more if you are not in my PPO network?

A: Dental insurance is more of a subsidy than anything else. Offices in the network get reimbursed at 80%…(up to your total benefit [usually ~$1,000-1,5000]), while offices not in the network get reimbursed at 70%…(up to your total benefit [usually ~$1,000-1,500]). In other words, it doesn’t matter because your maximum benefit is the same either way. You will still get your $1,000 or $1,500 maximum, and the rest was always going to be out of pocket, regardless of network status.

Q: Why don’t you belong to my PPO network?

A: We have set the highest standards of care for our patients, and we are not willing to compromise those standards. We know what it takes to deliver the standard of care we would expect for ourselves, and we would offer no less for our deserving patients. We will never allow the insurance companies to tell us what we can or cannot recommend to our patients. We will tell you what you need. That is our professional obligation and our promise to you.

We Can Bill:

insurance-we-can-bill

And most other carriers.

 

PATIENT REVIEWS

Pam L. (Periodontal patient)
Jun 29, 2014

 

Due to the severity of my dental needs, my regular dentist referred me to Dr. Engen’s office. Being referred to a periodontal specialist is not something I would wish upon anyone, and it was difficult going to another dentist. However, from the minute I entered their office I was greeted by professional, friendly staff members who acknowledged me with a warm smile and a pleasant, cheerful welcome. The doctors and hygienists demonstrated a high level of expertise and technical competency by effectively communicating the options available to address my dental needs. Each and every staff member I encountered, from the receptionist, to the doctors are extremely dedicated to creating a long term relationship with each one of their patients, including taking the time to educate each patient about oral hygiene. The staff at your office works harmoniously, cooperatively and effectively as a team to make your time with them as productive as possible. I would highly recommend this office to anyone seeking resolution to any dental issues and be assured you will be pleasantly surprised with your time with them.

Carrie M.
Jun 29, 2014

 

You can tell the minute you walk in that everyone enjoys what they do and that everyone likes each other. You also know there is no revolving door on staff. This tells me that the dentist values his staff and must treat them well so they don’t leave. It is a huge positive to always return to the same people who never forget who you are either. Your office is the BEST!